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Short Trend Summary
AI adoption is rapidly increasing in financial services, with a focus on risk management and compliance, but also raising concerns about fraud and security.
AI Adoption Accelerates- AI-Driven Transformation
- Navigating Global Uncertainty
- Banking
- Compliance
- Risk management
- Security
- Business & Commerce
- Cybersecurity
- Emerging Technology
AI adoption is rapidly increasing in financial services, with a focus on risk management and compliance, but also raising concerns about fraud and security.
Publicis Sapient: Guide to next...AI Adoption Accelerates
AI adoption is rapidly increasing in financial services, with a focus on risk management and compliance, but also raising concerns about fraud and security.
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Short Trend Summary
Banks will invest in technology and partnerships to prepare for the implementation of PSD3 and PSR1, aiming to strengthen Open Banking and address increased competition.
Banks Prepare for PSD3 & PSR1- AI-Driven Transformation
- Navigating Global Uncertainty
- Banking
- European Union
- Open Banking
- Payments
- Business & Commerce
- Cybersecurity
- Finance & Money
Banks will invest in technology and partnerships to prepare for the implementation of PSD3 and PSR1, aiming to strengthen Open Banking and address increased competition.
Juniper: Top 10 fintech payments...Banks Prepare for PSD3 & PSR1
Banks will invest in technology and partnerships to prepare for the implementation of PSD3 and PSR1, aiming to strengthen Open Banking and address increased competition. 
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Short Trend Summary
Banks are prioritizing operational resilience in the face of increasing cyber threats and reliance on third-party services.
Building Operational Resilience- AI-Driven Transformation
- Navigating Global Uncertainty
- Banking
- Business Continuity
- Security
- Business & Commerce
- Cybersecurity
- Finance & Money
Banks are prioritizing operational resilience in the face of increasing cyber threats and reliance on third-party services.
Publicis Sapient: Guide to next...Building Operational Resilience
Banks are prioritizing operational resilience in the face of increasing cyber threats and reliance on third-party services. 
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Short Trend Summary
Digital payments are rising, checks are disappearing, and cash usage is declining towards a stable baseline.
Cash Usage Declining- The Blurring of Physical and Digital Realities
- Banking
- Consumer Spending
- Retail
- Business & Commerce
- Finance & Money
Digital payments are rising, checks are disappearing, and cash usage is declining towards a stable baseline.
Deloitte: Shaping the future of...Cash Usage Declining
Digital payments are rising, checks are disappearing, and cash usage is declining towards a stable baseline. 
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Short Trend Summary
Upcoming revisions to the Crisis Management and Deposit Insurance (CMDI) framework are poised to reshape the bank liability hierarchy, impacting preferred senior unsecured bonds and potentially leading to wider spreads.
CMDI Revisions Impacting Banks- Navigating Global Uncertainty
- Banking
- Financial Markets
- Insurance
- Business & Commerce
- Finance & Money
- Government & Politics
Upcoming revisions to the Crisis Management and Deposit Insurance (CMDI) framework are poised to reshape the bank liability hierarchy, impacting preferred senior unsecured bonds and potentially leading to wider spreads.
ING: Bank outlook 2025CMDI Revisions Impacting Banks
Upcoming revisions to the Crisis Management and Deposit Insurance (CMDI) framework are poised to reshape the bank liability hierarchy, impacting preferred senior unsecured bonds and… 
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Short Trend Summary
The Capital Requirements Regulation (CRR) amendments provide clearer guidance on risk weight treatment for bonds used for TLAC/MREL, but introduce a more granular and potentially penalizing approach for preferred senior unsecured bonds.
CRR Amendments Impacting Risk- Navigating Global Uncertainty
- Banking
- Financial Regulation
- Risk management
- Business & Commerce
- Finance & Money
The Capital Requirements Regulation (CRR) amendments provide clearer guidance on risk weight treatment for bonds used for TLAC/MREL, but introduce a more granular and potentially penalizing approach for preferred senior unsecured bonds.
ING: Bank outlook 2025CRR Amendments Impacting Risk
The Capital Requirements Regulation (CRR) amendments provide clearer guidance on risk weight treatment for bonds used for TLAC/MREL, but introduce a more granular and potentially… 
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Short Trend Summary
The increasing reliance on third-party suppliers and a shortage of cybersecurity professionals exacerbate cyber risks for banks, particularly smaller institutions.
Cyber Risk and Skills Shortage- Navigating Global Uncertainty
- Banking
- Cybersecurity
- Finance
- Operations
- Risk management
- Business & Commerce
- Cybersecurity
The increasing reliance on third-party suppliers and a shortage of cybersecurity professionals exacerbate cyber risks for banks, particularly smaller institutions.
S&P Global: Banks outlook 2025Cyber Risk and Skills Shortage
The increasing reliance on third-party suppliers and a shortage of cybersecurity professionals exacerbate cyber risks for banks, particularly smaller institutions. 
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Short Trend Summary
Heightened customer expectations, fueled by economic pressures and competitive landscapes, are driving a decline in loyalty, making it easier for customers to switch brands after negative experiences.
Declining Customer Loyalty- Authenticity and Transparency Reign Supreme
- Values-Driven Consumption
- Banking
- Food Service
- Hospitality
- Internet Service Providers
- Retail
- Utilities
- Brands & Advertising
- Business & Commerce
- Consumer Attitudes
Heightened customer expectations, fueled by economic pressures and competitive landscapes, are driving a decline in loyalty, making it easier for customers to switch brands after negative experiences.
Qualtrics: 2025 Consumer Trends ReportDeclining Customer Loyalty
Heightened customer expectations, fueled by economic pressures and competitive landscapes, are driving a decline in loyalty, making it easier for customers to switch brands after… 
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Short Trend Summary
Pluto's transit through Aquarius is driving a shift away from traditional banking towards digital finance and decentralized currencies like cryptocurrencies and blockchain.
Digital and Decentralized Finance- AI-Driven Transformation
- Navigating Global Uncertainty
- The Power of Community and Connection
- Banking
- Financial Regulation
- Investment
- Emerging Technology
- Finance & Money
Pluto's transit through Aquarius is driving a shift away from traditional banking towards digital finance and decentralized currencies like cryptocurrencies and blockchain.
AstroTwins: 2025 trends reportDigital and Decentralized Finance
Pluto's transit through Aquarius is driving a shift away from traditional banking towards digital finance and decentralized currencies like cryptocurrencies and blockchain. 
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Short Trend Summary
The ECB's shift to rate cuts is expected to negatively affect bank net interest margins, prompting a focus on fee-based income, mergers and acquisitions, and potentially impacting loan quality.
ECB Rate Cuts Impacting Banks- Navigating Global Uncertainty
- Banking
- European Economy
- Lending
- Business & Commerce
- Finance & Money
The ECB's shift to rate cuts is expected to negatively affect bank net interest margins, prompting a focus on fee-based income, mergers and acquisitions, and potentially impacting loan quality.
ING: Bank outlook 2025ECB Rate Cuts Impacting Banks
The ECB's shift to rate cuts is expected to negatively affect bank net interest margins, prompting a focus on fee-based income, mergers and acquisitions, and… 
