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Trends Subcategories Risk Management

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  • Trend
    Theme
    Impact Areas
    Category
    Summary
    Report
  • Intentional Consumption Rise
    • Navigating Global Uncertainty
    • Values-Driven Consumption
    • CPG
    • E-commerce
    • Retail
    • Business & Commerce
    • Consumer Attitudes

    Consumers are shifting from cautious spending to more intentional purchasing decisions, prioritizing value and essential needs.

    Nielsen: Guide to 2025 mid-year...
    Intentional Consumption Rise
    Consumers are shifting from cautious spending to more intentional purchasing decisions, prioritizing value and essential needs.
    Impact Areas CPG, E-commerce, Retail
    Themes Navigating Global Uncertainty, Values-Driven Consumption
    Categories Business & Commerce, Consumer Attitudes
  • Fiscal Policy Dominance
    • Navigating Global Uncertainty
    • Economic Growth
    • Government Debt
    • Interest rates
    • Private sector investment
    • Business & Commerce
    • Finance & Money
    • Government & Politics

    Government spending and borrowing are increasingly driving market dynamics, overshadowing monetary policy.

    NatWest: The year ahead 2025
    Fiscal Policy Dominance
    Government spending and borrowing are increasingly driving market dynamics, overshadowing monetary policy.
    Impact Areas Economic Growth, Government Debt, Interest rates, Private sector investment
    Themes Navigating Global Uncertainty
    Categories Business & Commerce, Finance & Money, Government & Politics
  • Monetary Policy Uncertainty
    • Navigating Global Uncertainty
    • Currency markets
    • Economic Growth
    • Inflation
    • Interest rates
    • Business & Commerce
    • Finance & Money

    Central banks are navigating a complex environment, balancing inflation concerns with the impact of fiscal policy and geopolitical risks.

    NatWest: The year ahead 2025
    Monetary Policy Uncertainty
    Central banks are navigating a complex environment, balancing inflation concerns with the impact of fiscal policy and geopolitical risks.
    Impact Areas Currency markets, Economic Growth, Inflation, Interest rates
    Themes Navigating Global Uncertainty
    Categories Business & Commerce, Finance & Money
  • Global Interest Rate Descent
    • Navigating Global Uncertainty
    • Financial Markets
    • Global economy
    • Monetary Policy
    • Business & Commerce
    • Finance & Money

    Central banks are navigating a challenging transition from peak interest rates, aiming for a smoother economic landing.

    Mercer: Economic and market outlook...
    Global Interest Rate Descent
    Central banks are navigating a challenging transition from peak interest rates, aiming for a smoother economic landing.
    Impact Areas Financial Markets, Global economy, Monetary Policy
    Themes Navigating Global Uncertainty
    Categories Business & Commerce, Finance & Money
  • Ransomware Evolution
    • AI-Driven Transformation
    • Navigating Global Uncertainty
    • All sectors
    • Critical infrastructure
    • Business & Commerce
    • Cybersecurity

    Ransomware attacks are becoming more sophisticated, targeting both on-premises and cloud assets, and involving increased tampering with security products.

    Microsoft: Digital Defense Report 2024
    Ransomware Evolution
    Ransomware attacks are becoming more sophisticated, targeting both on-premises and cloud assets, and involving increased tampering with security products.
    Impact Areas All sectors, Critical infrastructure
    Themes AI-Driven Transformation, Navigating Global Uncertainty
    Categories Business & Commerce, Cybersecurity
  • Global Fraud Surge
    • AI-Driven Transformation
    • Navigating Global Uncertainty
    • The Blurring of Physical and Digital Realities
    • Businesses
    • Individuals
    • Organizations
    • Business & Commerce
    • Cybersecurity

    Cyber fraud is increasing in volume and sophistication globally, undermining trust and impacting individuals, businesses, and organizations.

    Microsoft: Digital Defense Report 2024
    Global Fraud Surge
    Cyber fraud is increasing in volume and sophistication globally, undermining trust and impacting individuals, businesses, and organizations.
    Impact Areas Businesses, Individuals, Organizations
    Themes AI-Driven Transformation, Navigating Global Uncertainty, The Blurring of Physical and Digital Realities
    Categories Business & Commerce, Cybersecurity
  • Cloud Identity Compromise
    • Navigating Global Uncertainty
    • Cloud environments
    • Organizations using cloud services
    • Business & Commerce
    • Cybersecurity

    Cloud identity compromise is a growing threat, with financially motivated actors demonstrating increasing sophistication in exploiting cloud environments.

    Microsoft: Digital Defense Report 2024
    Cloud Identity Compromise
    Cloud identity compromise is a growing threat, with financially motivated actors demonstrating increasing sophistication in exploiting cloud environments.
    Impact Areas Cloud environments, Organizations using cloud services
    Themes Navigating Global Uncertainty
    Categories Business & Commerce, Cybersecurity
  • Evolving DDoS Attacks
    • AI-Driven Transformation
    • Navigating Global Uncertainty
    • Network infrastructure
    • Online services
    • Web applications
    • Business & Commerce
    • Cybersecurity

    Distributed denial of service (DDoS) attacks are evolving, with a shift towards more stealthy application-layer attacks and the emergence of new threats like loop attacks.

    Microsoft: Digital Defense Report 2024
    Evolving DDoS Attacks
    Distributed denial of service (DDoS) attacks are evolving, with a shift towards more stealthy application-layer attacks and the emergence of new threats like loop attacks.
    Impact Areas Network infrastructure, Online services, Web applications
    Themes AI-Driven Transformation, Navigating Global Uncertainty
    Categories Business & Commerce, Cybersecurity
  • Evolving Mobility Disrupts Auto
    • AI-Driven Transformation
    • Navigating Global Uncertainty
    • Auto Insurance
    • Automotive industry
    • Transportation
    • Business & Commerce
    • Emerging Technology
    • Finance & Money

    New mobility models, including EVs, AVs, and shared mobility, are transforming the auto insurance landscape.

    McKinsey: Global insurance report 2025
    Evolving Mobility Disrupts Auto
    New mobility models, including EVs, AVs, and shared mobility, are transforming the auto insurance landscape.
    Impact Areas Auto Insurance, Automotive industry, Transportation
    Themes AI-Driven Transformation, Navigating Global Uncertainty
    Categories Business & Commerce, Emerging Technology, Finance & Money
  • Climate Risk Widens Gap
    • Navigating Global Uncertainty
    • Disaster Risk Management
    • Property Insurance
    • Reinsurance
    • Business & Commerce
    • Finance & Money
    • Global Challenges

    The increasing frequency and severity of natural disasters are exacerbating the insurance protection gap.

    McKinsey: Global insurance report 2025
    Climate Risk Widens Gap
    The increasing frequency and severity of natural disasters are exacerbating the insurance protection gap.
    Impact Areas Disaster Risk Management, Property Insurance, Reinsurance
    Themes Navigating Global Uncertainty
    Categories Business & Commerce, Finance & Money, Global Challenges
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