current
Global Bank Ratings Stability
S&P Global Ratings predicts relative stability for bank ratings in 2025, with 80% of banking groups maintaining stable outlooks.
Timeframe
near-term
Categories
Subcategories
Impact areas
Detailed Analysis
The report projects a continuation of the current trend of stable rating outlooks for the majority of banking groups worldwide. This suggests resilience within the banking sector despite various economic and geopolitical challenges. However, the report also highlights potential downside risks that could disrupt this stability. Positive rating movements are anticipated to be driven by specific factors related to individual countries or banks rather than broad macroeconomic tailwinds.
Context Signals
Stable outlooks for 80% of banking groups
Potential downside risks identified
Focus on idiosyncratic factors for positive rating changes
Edge
Banks demonstrating strong adaptation to evolving risks (AI, climate change, cyber) could experience positive rating momentum.
Merger and acquisition activity could increase as banks with excess capital seek growth opportunities in a stable ratings environment.
